How to Void a Check

Write “VOID” in large letters across the front of the check, or write “VOID” in smaller letters on the date line, payee line, amount line, and signature line, as well as in the amount box. Full BioSuzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies for financial brands. Those numbers printed in magnetic ink at the bottom of your check provide everything needed to deposit or withdraw funds. In this case, you just write void across it and keep it in your records.

Sicilian Palace LLC is an Italian restaurant located in the hearth of Miami. The restaurant is well known for its pizzas and calzones and the owner, Luigi, is also well known for keeping a tight ship when it comes to the restaurant’s finances. Recently, he had an issue with a cheese supplier who said that a check issued by Luigi bounced at the bank. Luigi was very sorry for the situation and after reviewing the matter he recognized that he made a mistake in his signature. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.

If you get your paycheck electronically, your employer will need your bank account information to be able to send the money to the right person. This can speed up the process and the funds can sometimes be on your account even a few days early. Although you can sometimes deposit a voided check in an ATM, this type of error is likely to be spotted when human tellers review the machine’s deposits.

What Is A Voided Check? Everything You Need to Know

The most obvious one is when a mistake has been made when writing a check, such as stating the wrong payee or amount to be paid. Writing “Void” across it prevents someone from using the check to falsely extract money from the person’s checking account. Another use for a voided check is to set up direct deposit payments, usually for payroll payments from your employer into your checking account.

Rebecca Lake is a journalist with 10+ years of experience reporting on personal finance. In the next screen, enter the check numbers in question and a key for the void reason. On the next screen, enter the check numbers in question and a key for the void reason code. Invested Media LLC may have financial relationships with the companies mentioned or seen on this site. Of course it takes a whopping two seconds to do, but as a young impressionable teen at the time, being clueless about most financial things was quite common.

Also, you should not cover the banking information which is written at the bottom of the check. You want to get direct deposits from the organization which is faster electronically way. But for that, you may need to provide banking information to the organization such as bank account number. By voiding a check, you can provide the information to the organization. The final option in case you don’t have any checks is to go to your bank and ask for official bank account information. The bank should be able to provide you with a form that contains information such as the type of your bank account, the account number, routing number, and other relevant details.

The employer needs a voided check in order to extract the bank account information from the bottom line of the check. Yet another use for a voided check is when a lender wants to use it to set up an automated loan payment. As was the case with direct deposit, the lender will want to use the bank account information listed on the bottom line of the check. Consumers often provide their own routing and account numbers online without any problem, so voided checks are required less frequently.

Your bank’s routing number is usually written on their homepage of their website and you can find your account number when you sign-in. When I used to write checks a lot for bills and other payments, occasionally I would write the wrong amount or accidentally spell something incorrectly. Once you’ve voided your check, make sure to keep the correct records. You’ll want to make a note in your checkbook that this check was voided. Simply write VOID, with the check number and date and then add a note with the name of the recipient you gave the voided check to. When I first learned about voiding a check from my parents as I needed to set up my direct deposit from my first job, I was a bit confused.

When to Use a Voided Check

A deposit slip acts similarly to a voided check — it’s simply a piece of paper with your account details on it. However, it’s also likely you don’t have a checkbook anymore, even if you have multiple bank accounts. You may also need to send a voided check if you need to sell up automatic bill payments or regular investment contributions.

You may be asked to provide a void cheque when setting up a payroll deposit or automatic payments. Since your account information is printed on each cheque, the void check can be used to set up an electronic link to your bank account. A voided check is one of the important concepts in the bank account structure. A person can void the check by simply writing the word ‘void’ across the front page of the check. This voided check can be used for passing banking information to another party.

The only way to give yourself peace of mind is to void the check and then throw it out or shred it. The book is void of all meaningful content → Le livre est totalement vide de sens. Yet in these days of high technology, products are often covered with stickers warning you that even undoing a screw will void the warranty or risk injury.

Phrases Containing void

One group of motives derive from errors or changes in the transaction. For example, some information was wrongly written or the check is not needed any more because the transaction was cancelled. But another common reason is simply to send reliable information about the banking account to another person or organization. On the other hand, checks are also voided to provide banking information to employers when a person is enrolling at a new company. This will allow the company to update its cash flow estimations accordingly. In order to set up a direct deposit, your employer will need your account details.

Specializes in numerous financial services such as writing and mailing checks, tax form services, and rebate and refund processing. You can always contact us and we’ll help you with whatever you need, as soon as possible. If you make a mistake while filling out a check, it’s paramount that you void it or destroy it. You probably won’t use this check for anything, so keeping it is risky because it can be used for fraud. Try to keep a record of all your checks and write down what you did with every single one. She issued a check at the beginning with the total forecasted amount and kept it during three weeks.

The word void indicates that the check cannot be accepted for the payment purpose. By voiding the check, it can be prevented to use as a blank check. In other words, if a thief gets hold of the voided check then also it cannot be misused by entering payee information and entering large values. For this, the word void should be written big and dark enough across the check.

How a Voided Check Works

This way, if your check gets lost, you won’t have to worry about it getting in the wrong hands. Instead of trying to correct the error you may have made on a check, it’s better and safer to cancel the check completely by voiding it. You’ll want to write it in letters that are large enough for anyone to read, and you’ll want to write in a large, thick pen, if possible. While owning a checkbook and writing checks to many people might seem a bit outdated, there are still plenty who prefer this method. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals.

Any erroneously-cleared funds will then be removed from the recipient’s void check meaning account and returned to the original owner. If a voided check clears, customers can file a claim when they receive their statement. If you want to pay your mortgage, car loan, or other bills online, then you may have to submit a voided check to schedule payments from your checking account. Don’t cover up the routing or bank account number at the bottom of the check when voiding it, as those numbers are necessary for identifying your bank account to send or receive payments. By simply providing your account details you should be able to set up a direct deposit quite easily without a voided check. As long as the information is copied adequately and the recipient says it’s fine.

A voided check is a check that can no longer be accepted as payment from anyone. It has the word “VOID” written across it and therefore is not a blank check either. A voided check will still have your account details on it but it cannot be used to process any payment. A voided check can be useful for providing the necessary information for certain electronic payments, such as direct debits. If you prefer the convenience that online banking provides, then check out Wise.

We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. DisclaimerAll content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional. Having no legal force or effect; not legally binding or enforceable. Empty, vacant, blank, void, vacuous mean lacking contents which could or should be present. The notation of “void” is used because checks are prenumbered for control purposes and every check needs to be accounted for.

Requirements for a Voided Check

You can open a Wise account and receive money from around the world with local bank details. All you should see is the bank information such as your routing number, account number, and check number, and the word ‘VOID’, which you should have written on the front of the check. No, it isn’t necessary to sign or put any information on a voided check.

They may ask for a voided check because all your account information can be found on there including your account number, account type and bank routing number. You can also use a voided check to set up automatic electronic payments, including ongoing expenses such as rent and bills. A voided check may be perforated with a “Void” stamp, or crossed out, or have “Void” written across it, be shredded, or simply be stored in a voided checks file. It is best to permanently deface or destroy a voided check, so that no one can present it to a bank at a later date and expect to be paid for it. If the check is not currently in the company’s possession, then contact the bank and authorize a stop payment on the check . If you write “Void” on a check, always use ink; someone could erase a “Void” mark made with a pencil and then try to cash the check.

The election was declared void and a new one will take place in October. Some parents use television to fill the void they have created by not spending enough time with their kids, he said. Get ready with Test&Train , the online practice tool from Cambridge. Build your confidence with hundreds of exam questions with hints, tips and instant feedback.

To do that, you’ll have to write the word ‘VOID’ in capital letters going across the front of the check. Make sure you use a black or blue pen with permanent ink, and if you have a duplicate check, do the same for that copy. Voided checks can serve an important role in direct deposits and other ongoing transactions. A voided check is a check written or partially written but then canceled or deleted by the maker of the check. If you don’t have any checks at hand, you can visit your bank’s nearest branch and ask for a counter check. The bank teller will have to print it out for you, so you could void it and use it as needed according to the instructions outlined here.

To send the check to the recipient you can send it by mail, hand it in person or take a photo and send it by email. For our customers sending money with Wise or holding money in the Wise account in the US, regardless of which currency you hold and in keeping with US state… Wise is an online account that lets you spend abroad with your Wise card. To protect your account, we follow a set of rules set by regulatory agencies in… Signing up is free and easy, and you can wave goodbye to those checks.

• The only way to give yourself peace of mind is to void the check and then throw it out or shred it.
• Print the form, add your signature and date, and submit to the company who requested the information.
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• While you don’t strictly need a voided check to set up a direct deposit², many employers will ask for one.

Before giving an employer a voided check, it can make sense to first make a copy of the check, so that you know how the check was used. In a computerized accounting system, there is usually a menu option for voiding a check, since this is a sufficiently common activity to warrant having its own routine. For most void cheque information requests, you can use a form provided by CIBC that collects account information in place of a void cheque. A money order is a certificate, usually issued by governments and banking institutions, that’s a safe alternative to cash or a personal check. You can easily void a paycheck or other payment through QuickBooks or other accounting software. Make a copy of the voided check for your records, noting the check number.